Financial Assistance

All financial losses caused by wildfire may not be covered under your insurance policy. Victims often find they must still pay the mortgage on their damaged property or have financial loss due to temporary housing costs. Disaster Assistance can help with such critical expenses that may not be covered in other ways. Visit the County of San Diego Office of Emergency Services website at:
www.sdcounty.ca.gov/oes.

(FEMA) Federal Emergency Management Agency
Provides disaster grants and loans to individuals, businesses, communities, and states. FEMA also coordinates federal responses to disaster, provides disaster education, and advising. FEMA's Rental Assistance Program can also help eligible renters and landowners find temporary housing and assist with the costs.

Phone: (800) 621-FEMA
Website:
http://www.fema.gov/about/process

California Governors Office of Emergency Services
Coordinates state response to major disasters, receives and distributes FEMA money to county offices of emergency services.
Phone: (916) 845-8100
Website:
http://www.oes.ca.gov

United States Small Business Administration
Offers low-interest, long-term loans to eligible victims of disasters. If 40 percent or more of your original property value has been damaged, you plan to rebuild, or do not have enough credit to cover your mortgage payments. Small Business Administration may be able to help refinance and reduce your mortgage payments.

Phone:
(800) 488-5323
Website:
http://www.sba.gov/disasterarea4

National Foundation for Credit Counseling
If a wildfire disaster causes financial hardship, and you are unable to pay financial institutions or creditors, contact them directly. Tell them about your disaster situation and request that your payments be delayed or reduced. Make sure to communicate all agreements and terms in writing. If you feel that credit counseling would be beneficial to you, contact the National Foundation for Credit Counseling at
http://www.nfcc.org or by calling (800) 388-2227.

U.S. Internal Revenue Service
If you cannot pay federal or state income taxes on time because of a wildfire disaster, you may be able to obtain an extension. The Internal Revenue Service and California Franchise Tax Board extend certain tax deadlines for disaster victims without charging interest or penalty fees.
Phone: (800) 829-3676
Website:
http://www.irs.gov/businesses/small/article/0,,id=156138,00.html

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